Export Finance

Export Trade Finance

Equipment Finance Group knows the challenges of a small and medium-sized business intimately, and we know the trade finance business.

Equipment Finance Group provides a variety of trade finance solutions via its vendor relationships to equipment buyers ranging from small to mid-sized enterprises to corporates with significant regional and international business interests. A US manufacturer conducting business under NAFTA, or a pan-European corporation navigating finance options in the US or Latin America.

The trade finance needs of businesses engaged in international commerce vary significantly. With over 23 years of customizing unique financing solutions, Equipment Finance Group is a solution provider and partner to bridge the gap undeserved by traditional banks.

Are you currently exporting your equipment, or exploring promising opportunities in international markets?

Equipment Finance Group can help with fast, flexible and effective financing solutions aimed at supporting your success in international markets. Equipment Finance Group specializes in the provision of trade finance, and we welcome the opportunity to service the special financing requirements of small and medium enterprises active in international markets.

Equipment Finance Group works with leading export credit agencies and others, to facilitate your access to trade finance. We can assist by offering medium-term financing solutions directly to the foreign location of US and EU buyers for their exported equipment.

In addition, EFG is uniquely positioned to assist you in providing attractive financing to your overseas buyer, to assist you in closing the deal in highly competitive international markets.

EFG understands the need for buyers to ensure efficient cash flow during times of capital expansion and acquisition. EFG works with exporters and their buyer clients to devise financing solutions tailored to the requirements of buyers importing capital products for their production cycle, and often needing to manage cash until the equipment is in production.

Interest rates and any applicable fees are highly competitive, and financing is available in US Dollars. Financing solutions are generally extended independently of an existing bank or other lines of credit, and therefore do not impact existing financial sector relationships.

EFG typically pays an exporter within an agreed timeframe and subsequently collects funds from a buyer when settlement is due, thereby assuming the buyer risk, providing financing to the importer and simultaneously providing risk mitigation – and a competitive advantage in the form of attractive financing – to the exporter.

Call us today: 513.373.4991
Monday - Friday 8 AM - 8 PM EST.

Fast, flexible credit process

Simple, one-page credit application

CAPEX and lease lines up to $10,000,000

Application only approvals up to $500,000

Lending for new, demo, refurbished, and used machines

100% financing available

Tooling, shipping, rigging, accessories, and extras included

Excellent rates & low monthly payments

Transaction terms from 1 to 7 years

Deferred and structured payment plans available

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The Financing Process

To begin the financing process complete our simple online credit application inquiry. After receipt of your initial submission, EFG will gather additional information specific to your purchase and company and electronically forward a fully populated Credit Application for your review and signature.

We will promptly contact you to develop a finance proposal. Typically, we are able to process a request under $500,000 with little to no additional information.

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Other Financing Options

Capital Leases

A finance lease is a full-payout, non-cancelable agreement, in which the lessee is responsible for maintenance, taxes and insurance. 
Finance leases are most attractive in cases where the lessee wants the tax benefits of ownership or expects the equipment's residual value to be high. These leases are structured as equipment financing agreements with residuals up to 10 percent. The lessee purchases the equipment upon lease termination at a pre-agreed amount. The term of a finance lease tends to be longer, nearly covering the useful life of the equipment.

This type of lease is classified and accounted for by a lessee as a purchase and by the lessor as a sale or financing, if it meets any one of the following criteria: (a) the lessor transfers ownership to the lessee at the end of the lease term; (b) the lease contains an option to purchase the asset at a bargain price; (c) the lease term is equal to 75 percent or more of the estimated economic life of the property (exceptions for used property leased toward the end of its useful life); or (d) the present value of minimum lease rental payments is equal to 90 percent or more of the fair market value of the leased asset less related investment tax credits retained by the lessor.

Operating Leases

An operating lease is particularly attractive to companies that continually update or replace equipment and want to use equipment without ownership, but also want to return equipment at lease-end and avoid technological obsolescence. An operating lease usually results in the lowest payment of any financing alternative and is an excellent strategy for bypassing capital budgeting restraints. It typically qualifies for off-balance sheet treatment and can result in improved Return On Asset (ROA) due to a lower asset base. It can also result in higher reported earnings in the early years of the lease.

The Lessor recognizes the tax incentives provided by the tax laws for investment and ownership of equipment. It allows the lessor to claim ownership and the lessee to claim rental payments as tax deductions. Generally, the lease rate factor on tax leases is reduced to reflect the lessor's recognition of this tax incentive. This type of transaction qualifies as a lease under the Internal Revenue Code.

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