Equipment Financing From EFG

Machines We Finance

Machine Tools Plastics Machinery Packaging Equipment
Machine Center Injection Molding Printing Equipment
Boring Mill Blow Machine Digital Printing
Lathe Plastics Extrusion Lines Flexo Graphic
Multi Spindle Cells Die Cast & Extrusion Wide Web Press
EDM Machine Rubber Extrusion Corrugated Machinery
Grinder Machine Folding Machine Fabrication Equipment
Turning Machine Coordinate Measuring Machine Robots & Automation
Milling Machine Router Plasma Cutter
Turret Punch Material Processing Equipment Press Brake
Bridge Mills Robotic Welding Cells Laser Cutter
Shear Gentry Mills Tooling and Fixturing
Call us today: 513.373.4991
Monday - Friday 8 AM - 8 PM EST.

Fast, flexible credit process

Simple, one-page credit application

CAPEX and lease lines up to $10,000,000

Application only approvals up to $500,000

Lending for new, demo, refurbished, and used machines

100% financing available

Tooling, shipping, rigging, accessories, and extras included

Excellent rates & low monthly payments

Transaction terms from 1 to 7 years

Deferred and structured payment plans available

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The Financing Process

To begin the financing process complete our simple online credit application inquiry. After receipt of your initial submission, EFG will gather additional information specific to your purchase and company and electronically forward a fully populated Credit Application for your review and signature.

We will promptly contact you to develop a finance proposal. Typically, we are able to process a request under $500,000 with little to no additional information.

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Financing Products

Capital Leases

A finance lease is a full-payout, non-cancelable agreement, in which the lessee is responsible for maintenance, taxes and insurance. 
Finance leases are most attractive in cases where the lessee wants the tax benefits of ownership or expects the equipment's residual value to be high. These leases are structured as equipment financing agreements with residuals up to 10 percent. The lessee purchases the equipment upon lease termination at a pre-agreed amount. The term of a finance lease tends to be longer, nearly covering the useful life of the equipment.

This type of lease is classified and accounted for by a lessee as a purchase and by the lessor as a sale or financing, if it meets any one of the following criteria: (a) the lessor transfers ownership to the lessee at the end of the lease term; (b) the lease contains an option to purchase the asset at a bargain price; (c) the lease term is equal to 75 percent or more of the estimated economic life of the property (exceptions for used property leased toward the end of its useful life); or (d) the present value of minimum lease rental payments is equal to 90 percent or more of the fair market value of the leased asset less related investment tax credits retained by the lessor.

Operating Leases

An operating lease is particularly attractive to companies that continually update or replace equipment and want to use equipment without ownership, but also want to return equipment at lease-end and avoid technological obsolescence. An operating lease usually results in the lowest payment of any financing alternative and is an excellent strategy for bypassing capital budgeting restraints. It typically qualifies for off-balance sheet treatment and can result in improved Return On Asset (ROA) due to a lower asset base. It can also result in higher reported earnings in the early years of the lease.

The Lessor recognizes the tax incentives provided by the tax laws for investment and ownership of equipment. It allows the lessor to claim ownership and the lessee to claim rental payments as tax deductions. Generally, the lease rate factor on tax leases is reduced to reflect the lessor's recognition of this tax incentive. This type of transaction qualifies as a lease under the Internal Revenue Code.

Rentals

A rental is essentially an Operation or Tax Lease whereby the term of the transaction is less than 12 month. Rental Agreements provides the user with short-term utilization of the equipment for flexibility.

EFG provides an attractive feature with its rental programs, the opportunity to purchase the equipment or renew the Rental Agreement upon its scheduled expiration. With a Rental Agreement from EFG, you get two great options, Rent-to-Own Rental Agreement, and a Month-to-Month Rental Agreement.

Export Finance

Equipment Finance Group knows the challenges of a small and medium-sized business intimately, and we know the trade finance business.

Equipment Finance Group provides a variety of trade finance solutions via its vendor relationships to equipment buyers ranging from small to mid-sized enterprises to corporates with significant regional and international business interests. A US manufacturer conducting business under NAFTA, or a pan-European corporation navigating finance options in the US or Latin America.

The trade finance needs of businesses engaged in international commerce vary significantly. With over 23 years of customizing unique financing solutions, Equipment Finance Group is a solution provider and partner to bridge the gap undeserved by traditional banks.

Real Estate

Financing real Estate expansion to accommodate industrial machinery for the commercial plants is becoming an essential part of helping growing businesses. 

Equipment Finance Group has partnered with C4 Financial Capital Markets Group offering innovative real estate financing solutions via debt & equity placement via national capital markets.

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